OCTO by CIMB Vietnam 4.13.1

OCTO - a digital banking application developed by CIMB Bank, a prominent banking group in the ASEAN region with 13 million customers spread across 15 countries.

Enroll for a CIMB VISA card directly through the app to access digital banking services conveniently 24/7 from any location.

1. GET YOUR VISA CARD ON APP 24/7

   Open your CIMB bank account/card entirely online with eKYC - the remote customer verification process. Users only need to provide identification details and take a selfie for instant card/account registration without needing to visit a physical branch. Offered to all customers in Vietnam nationwide.

   • VISA DEBIT CARD - The CIMB Visa Debit card, linked to the CIMB bank account, grants access to various banking services free of charge.
   • VISA CREDIT CARD - The CIMB Visa Credit card enables global shopping with attractive deals.

2. FREE SERVICES

   VISA DEBIT CARD

   • Free card issuance and account opening
   • No minimum deposit required to open an account
   • No minimum balance needed
   • Free domestic fast money transfers 24/7
   • Free domestic ATM withdrawals
   • Free annual card and account management fees under specific conditions

   VISA CREDIT CARD

   • Free card issuance
   • Free annual card management fee under specific conditions

3. DIGITAL BANKING CONVENIENCE 24/7 - anytime, anywhere!

   VISA DEBIT CARD

   • Rapid bill payments and phone top-ups
   • Funding options within the app
   • Instant domestic money transfers 24/7
   • Card management features like setting spending limits up to 2 billion VND per day, resetting PIN codes, and locking/unlocking cards via the app
   • Allowing international and domestic online or POS purchases

   VISA CREDIT CARD

   • Easily access card details and bank statements within the app
   • Manage spending limits via the app interface

4. SECURITY FEATURES

   SECURE SIGN IN WITH OCTOBIO

   • Login securely via biometric authentication such as facial recognition and fingerprint scanning for a hassle-free sign-in process without the need to remember passwords.

   SECURE TRANSACTION WITH OCTOSHIELD

   • Activate OctoShield just once using SMS OTP for secure transaction validation. Simply slide to confirm your transactions securely. Your transactions are safeguarded through tokenization and a multi-layer authentication system.

   SECURE ONLINE PURCHASE WITH 3D SECURE

   • Ensure secure online purchases with OTP verification codes sent to your registered mobile number and email. The 3D Secure solution is offered in collaboration with Visa.

   If you require assistance, please reach out to:

   CIMB Bank Vietnam Headquarters: Level 2, CornerStone Building, 16 Phan Chu Trinh, Hoan Kiem, Hanoi HCM Branch: Ground Floor, VRG Building, 177 Hai Ba Trung, District 3, HCMC. Email: cimbcare@cimb.com Hotline: 1900 96 96 96